5 Good Reasons to See a Doctor

I have a demanding schedule. Why do I have to take a day off to see a doctor? Many people wait too late until they’re already sick and need to be hospitalized to get medical care. Here are 5 good reasons why you should see a doctor: 1) Establish Your Health Risk...

Healthcare: Self Care or Traditional Care?

How are people effectively addressing their health and wellness with self care versus traditional health care? Self care is no longer an occasional indulgence. Instead, people are shifting their mindset of self care being an everyday necessity. Many people opt to...

Recovering From My Critical Illness

What is covered by critical illness insurance? Critical illness insurance, otherwise known as critical illness , is an insurance product in which the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with specific...

Dental Care Options

What kind of dental coverage should I get? What are my dental care options for insurance coverage?  You have two options: Dental insurance or Dental discount plans.   Dental Insurance can be expensive on a monthly basis; yet, you typically will get at least one...

Copayments versus Deductibles

What is the difference between a copay and a deductible? A copayment (copay for short) is the fixed amount ($20, for example) that you pay for a covered health care service. The remaining balance that you do not pay the doctor is covered by your insurance company. A...

Covering My Employees with Small Group Insurance

How many employees can I cover with small group insurance for my business? Typically, two to 49 employees can be covered in a small group. A large group would cover 50 to unlimited employees. Many small business owners choose to offer their employees a comprehensive...