No Doctor Visits!

How many doctor visits do I need on the policy ? The real answer is Zero! What! No doctor visits, are you crazy!!!! Doctor visits are icing on the cake. If you pay for a doctor visit out of pocket (negotiate for cash), you can pay $50- $125 for a general practitioner...

Stop The Healthcare Telemarketers!

Why do I get bombarded by healthcare telemarketers when I make an internet inquiry about healthcare coverage? The internet is the new yellow pages! Yes, it is frustrating with all the healthcare telemarketing calls. They call with so many different types of plans....

Private Healthcare Coverage Policies

How long are private healthcare coverage policies in effect? Private healthcare coverage policies can have longer term periods (12-36 months) than exchange plans. Unlike employer healthcare coverage policies, private insurance has no contract obligation, meaning that...

Tax Penalty for No Health Insurance Disappears in 2019

When does open enrollment start? Is there a tax penalty for no health insurance in 2018? How about 2019? Open enrollment starts today, November 1. The tax bill doesn’t eliminate the penalty until 2019. That means that those who forgo health insurance for 2018 could...

Health Insurance: Self-Employed Business Owner

What is the best health insurance solution for me as a Self-Employed Business Owner? How many health insurance options are available to me? The best health insurance solution and the number of coverage options for you as an entrepreneur depends on your need, your age...

Types of Indemnity Plans

I keep seeing a references to indemnity plans. What type of health plan is this? An indemnity plan is a type of medical plan that reimburses the patient and/or provider as expenses are incurred. Indemnity Plans: Types Let’s review some examples of indemnity...