Supplemental Accident Insurance = Added Protection

How much supplemental accident insurance do I really need? You need to get enough to cover the cost of your current healthcare policy’s deductible. Accident insurance, also known as supplemental accident insurance or personal accident insurance, is designed to...

Calculating Your Life Insurance Needs

How much life insurance is enough for my family? Every person has different coverage needs. Overall, you want enough to create a legacy for your family. The most common way people calculate the amount of insurance is to buy what they can afford! Some insurance...

Considering Term Life Insurance

My employer provides me some life insurance coverage. But, I want more coverage. I’ve heard term life insurance is an affordable option. What are my term life insurance options? Term Life insurance is the most basic and normally the most affordable life...

Healthcare Coverage: Deadline Missed

I live in Louisiana and I missed the healthcare coverage sign-up deadline. What options do I have for Louisiana healthcare? Even though open enrollment for 2019 coverage in Louisiana and Texas ended on December 15, 2018, you as a resident can enroll in private-based...

Affordable Care Act (ACA) Struck Down?

I live in Texas and I just heard that the Affordable Care Act (ACA) has been struck down by a federal judge in my state. I also heard Trumpcare is here. What does that mean to me and my loved ones about our healthcare coverage? Yes, Judge Reed O’Connor of the...

Tele-Medicine is Changing Healthcare

Should I get a healthcare plan that includes tele-medicine? WHY doesn’t my health plan have Telemedicine? Yes, you should get a healthcare plan that includes tele-medicine. It’s great for common health concerns. Some health coverage plans include...