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Helpful hints and tips to save money on insurance.

How are people effectively addressing their health and wellness with self care versus traditional health care?

Self care is no longer an occasional indulgence. Instead, people are shifting their mindset of self care being an everyday necessity.

Many people opt to participate in the new self-care concierge programs that are being offered by their local doctors.

Typically, in a self-care concierge program, you pay $50-$200 each month for as many visits as you need with the doctor.

Proactive and preventive patient care, including basic sickness treatment, regular x-rays and medications are covered in some of these programs.

 

 An example of one of these types of concierge programs is Methodist Premier Wellness.

 Another example is Alamo Heights Primary Care Physicians in San Antonio. 

 Or, a network of concierge physicians (Concierge Choice Physicians) may be an option.

Alternative Self Care Medicine

Others prefer using alternative medicine which emphasizes education, disease prevention and holistic or homeopathic treatment.

It’s all about changing lifestyle habits that affect your health.

Proper nutrition, exercise, rest and emotional balance are critical to your well-being.

Some of the most well-known alternative treatments include acupuncture, aromatherapy, chiropractic, herbal medicine, homeopathy, massage, meditation, therapeutic touch, and yoga.

 

 Regardless of treatment, it is well accepted that overall health is not a one-step process.  Your health – no matter which system you lean toward – depends heavily on your lifestyle choices. 

 
 Good habits and changes to your everyday behaviors can reduce the severity and even cure many chronic illnesses. 

Yet, even when you focus on self-care as more of a lifestyle and alternative medicine options, the need for traditional health care still exists.

Traditional Healthcare

Traditional healthcare is referred to as Western medicine because it is traditionally used by the United States and Western Europe. It is defined as the medical treatment based on the use of drugs and surgery to treat symptoms (signs of illness).

Non-life-threatening conditions such as a cold, flu, fever, allergic reaction, pink eye, ear infection, rash, sore throat, strep throat and other non-chronic conditions can be treated by concierge programs, out of pocket or even telemedicine (doctor visits by phone; if it is included in your Insurance plan).

 

 If you are having trouble breathing or have chest pain, severe abdominal pain, bleeding, head trauma or loss of consciousness, call 911 or go to the nearest hospital.

These are they medical conditions that require a traditional health insurance plan.

When you do have to go seek medical advice or attention or go to the hospital for an emergency, be sure you have adequate health care insurance before you go.

People primarily need health insurance for four (4) primary coverage benefit areas to keep themselves out of financial trouble:

1) Hospital coverage at 100%
2) Emergency room co-pays
3) Life Flight coverage
4) Wellness Benefits

 

Wellness benefit coverage includes routine preventive exams, childhood immunizations, chest x-rays, colonoscopy, stress tests, routine wellness physicals and health screenings such as cholesterol, blood pressure and diabetes.

Healthcare insurance plans cover all types of care and you can decide what you need and don’t need. For example, if you live in California, you can get an insurance plan that covers acupuncture.

 

Having doctor visits covered with your healthcare insurance coverage will not keep you out of financial trouble.

Adding the costs of those doctor visits to your coverage will raise your monthly premiums significantly.

 

Take some time to discuss your healthcare insurance coverage options by phone or schedule a webinar with a licensed insurance expert.

Review the exact benefits available so you can ask questions. 

Call 281.979.5441 or contact us via email to setup a day/time that’s convenient for you to discuss your current needs for healthcare insurance coverage!

It may be the most informative 2-3 minutes of your life.